CCJ Mortgages
CCJ Mortgages — despite the credit crunch there are still mortgage lenders willing to lend you a mortgage with current CCJs. Some lenders will even ignore ccj's or defaults below a certain value or after a number of years whether cleared or not. The maximum LTV is restricted to around 70%. but there are lenders that will offer an CCJ mortgage.
Lenders will want an explanation of the ccjs and why they arose, this might be because you lost your job or went through a divorce etc, so long as there is a plausible reason and that you can now demonstrate you would be able to afford the mortgage payments, then lenders would be willing to lend. CCJ Mortgages take careful sourcing so please use our ccj mortgage specialist
If you want a mortgage with a current CCJ or mortgage with defaults, then please get in touch as they need careful handling to ensure they complete swiftly and successfully. We also want a long term relationship helping you our of your CCJ and rebuilding your credit rating to get you back into mainstream lending as quickly as possible.
Mortgage with Current CCJ or mortgage with defaults
- CCJ Mortgage — Interest Only
- CCJ Mortgage — with current CCJ
- CCJ Mortgages — get professional help
- mortgage with defaults
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