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Mortgage Terms H
It is provided for information only.
H
Higher Lending Charge
A payment to a lender for an insurance policy for the lender's benefit when they lend above a certain percentage of the property value. The policy covers the risk of selling a repossessed property at a loss. (Previously referred to as Mortgage Indemnity Premium or lender's risk fee.)
Homebuyer's survey
A surveyor's report on a property which is less extensive than a building survey and is paid for by the purchaser.
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