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Mortgage Terms I
It is provided for information only.
I
Initial interest
Any payment due for the period from the day the mortgage began up to the first payment date.
Interest only mortgage
You only repay the interest each month. The original capital balance will remain outstanding at the end of your mortgage term.
Individual Savings Account (ISA)
The Government's tax-free saving scheme. You can make financial provisions for the future by putting money into any of three types of investment - cash savings, stocks and shares and life assurance.
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